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FAQs

Yes, all English Speaking Canadians (only because our agents don't speak French ).
Once you submit your information for a Private and Secure Free Quote, an agent will reach out via the telephone to discuss your situation and provide the quote. If you like what you hear and decide you would like Canadian Customer Debt Relief to help you, we will assign an account manager. Once all your documents are gathered and the application is complete, you will then meet with a local agent in your area to sign your documents and get the process started. We can have you on the road to debt freedom, usually in less than a week!
If you are unsure about the Who/What/Where of your debts, you will need to pull your credit reports. You can do this in Canada for free. There are 2 Credit Reporting Companies, Trans Union, and Equifax. You can get your Trans Union Credit report from www.creditkarma.ca and your Equifax report from www.borrowell.com. We recommend you get them both as some creditors report to one and not the other. This way, you will not miss anything.
It will stay on your credit report for up to 3 years once completed. If you are unable to make ends meet, great credit will not help you. When you are in debt, the last thing you should worry about is your credit. Often people believe they can get a consolidation loan but are turned down because their debt to income ratio is not good. Despite having "great credit." You cannot borrow your way out of debt. Making minimum payment in almost all scenarios takes decades to pay off debt while affecting their health, wealth, and happiness. Not a good way to live. Twenty+ years ago, great credit was hard to come by; rebuilding credit nowadays is easier than ever. There is no reason to remain in debt anymore.
We reduce your unsecured debt to about 35% of what you owe at a 0% interest rate while stopping creditors and collectors from calling and legal actions
No, we are not a Scam. We are licensed by the Federal Government and operate under the authority of the Federal law and the Saskatchewan courts. CDFC is held up by a strict code of ethics and follow the highest standards of professional and legal conduct. All these combines to guarantee you the best possible source of advice and information that you can’t get anywhere else.We have helped thousands of Canadians overcome their debt problems using our successful debt help program.
Our consultations are completely free. We will provide you with the options available to you and explain how these programs would work in your circumstances. A consultation also has no impact on your credit.
The initial consultation is free. We offer many different programs. The consultant will go over all of the programs you qualify for and inform you if there are any fees involved.
There is no maximum amount of debt that we can assist with. Regardless of how much debt is owed, we will explain all available solutions to you.
No, we are not the government. we are financial consultants. We provide and facilitate government programs. It is like an RESP – you can’t go to the government and open an RESP, but is a government program.
No, we are not a non-profit company. We are a for profit company and we are assisting clients with a federal government program. Not for profit doesn’t mean there are no fees, just that the fees are used by the company to pay operating expenses (salaries, rent, etc.)
Yes, we can assist Canadians living outside of the country as well as anyone living in Canada who would like to resolve their Canadian debts.
No, the only debt that we are able to assist with is Canadian debt
Some student debt has specific restrictions within certain programs. Call our office to confirm if your student debt will qualify.
Some co-signed debt can be resolved in the programs that we offer. Call our office to confirm if your co-signed debt can be helped.
No, we are not trustees. We represent you in the process and our clients can typically expect to save 10% of what they would pay going directly to a trustee.
Yes. We will work with you to determine a monthly payment that will work in your budget.
We cannot help with your vehicle payment, unless you do not want to keep your vehicle.
A consultation will not affect your credit rating. We will discuss a variety of programs. Each affects your credit differently. We can help you protect and rebuild your credit.

If your question is not answered here please reach out and speak to an agent or shoot us a message and we will do our best to get you an answer ASAP.

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Our Consultants are knowledgeable in debt relief options and programs available to Canadians. We succeed by helping you succeed. We work on your behalf to ensure that you receive the necessary information in order to make an educated decision and move forward with resolving your financial situation.

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FAQ is it a scam?

No, we are not a Scam. We are licensed by the Federal Government and operate under the authority of the Federal law and the Saskatchewan courts. CDFC is held up by a strict code of ethics and follow the highest standards of professional and legal conduct. All these combines to guarantee you the best possible source of advice and information that you can’t get anywhere else.We have helped thousands of Canadians overcome their debt problems using our successful debt help program.

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